Serving South Carolina & North Carolina
Motor Vehicle Accidents
Did You Know?
- In South Carolina and North Carolina, you have a limited window to file a personal injury claim after a motor vehicle accident — missing that deadline means losing your right to compensation entirely.
- The at-fault driver’s insurance company is not on your side. Their goal is to settle your claim for as little as possible, often before you know the full extent of your injuries.
- Even if you were partially at fault for an accident, you may still be entitled to compensation under the comparative negligence laws in both South Carolina and North Carolina.
motor vehicle accident lawyer
Frequently Asked Questions
What should I do immediately after a motor vehicle accident?
Seek medical attention first, even if you feel fine. Injuries like whiplash and concussions often do not show symptoms right away. Document the scene, exchange information with the other driver, and contact an attorney before giving any recorded statement to an insurance company. What you say early in the process can significantly affect your claim.
How long do I have to file a car accident claim in South Carolina and North Carolina?
In South Carolina, the statute of limitations for personal injury claims is three years from the date of the accident. In North Carolina, it is three years as well. However, waiting too long can hurt your case — evidence disappears, witnesses become harder to locate, and insurance companies use delay against you. Contact an attorney as soon as possible.
What if the at-fault driver's insurance company contacts me directly?
Do not give a recorded statement or accept any settlement offer without speaking to an attorney first. Insurance adjusters are trained to minimize payouts. An early settlement offer almost always comes before the full scope of your injuries and damages is known, and accepting it waives your right to pursue further compensation.
What damages can I recover after a motor vehicle accident?
You may be entitled to compensation for medical expenses, future medical care, lost wages, reduced earning capacity, property damage, and pain and suffering. In cases involving reckless or grossly negligent behavior, punitive damages may also be available in both South Carolina and North Carolina.
What if I was partially at fault for the accident?
South Carolina follows a modified comparative negligence rule, meaning you can still recover damages as long as you were less than 51 percent at fault. North Carolina follows a contributory negligence standard, which is stricter — if you are found even partially at fault, you may be barred from recovery. An attorney can assess the facts of your case and advise you on the best path forward.
What if the at-fault driver does not have insurance or does not have enough coverage?
You may be able to file a claim under your own uninsured or underinsured motorist coverage. This type of coverage exists specifically for situations where the at-fault driver cannot fully compensate you for your losses. An attorney can help you navigate your own policy and pursue every available source of recovery.
Do I need a lawyer for a motor vehicle accident claim?
You are not required to have one, but having an attorney significantly improves your outcome in most cases. Insurance companies have legal teams working on their behalf from the moment a claim is filed. An attorney levels the playing field, handles all communication, and works to maximize your compensation while you focus on recovering.